When the couple were in debt

Tips and Trick for Domesticity. Sometimes the source of the tangled financial problems did not always come from our own. We also often can not escape the hand when the people closest to us in debt.

The bad again, this couple's financial problems are often the main problem that causes damage to relationships that have been developed. Therefore, before this problem occurs, there should refer to some tips for addressing the couple who were in debt.

Honest with Financial Condition
Honest attitude toward the couple not only need to apply in social life. In any financial problems, honesty and openness is also important to implement. Mutual disclose how many assets each, how much revenue generated per month and how much spending, too, including how much and what loan or debt burden that still must be repaid, may be the initial step of openness that can be done.

Although reveal about the ownership, honesty is not necessarily a weapon to use the assets to cover debt partner in the future. But honesty and openness is more intended to allow each partner to understand the financial capabilities of each. Thus the correction will be material to the debt problem at hand. Also be a reference to determine the next steps to resolve the debt problem in this together.

Joint Budget Design
After the data on assets and income-expenditure budget is obtained, which needs to be done then is to think about the budget draft him. Put all thoughts, considerations and options to find a way out of this debt problem. For example, by determining the scale of spending priorities, calculate the income-expenditure budget in detail, looking for other income alternatives and make the option to delete some expenditure items.

Remember ! With or without marriage, your spouse is the closest person who needs your help when he was tangled problem. Therefore, do not always think that you are burdened with all these issues before you to help find a way out.

Remind More
Maybe one day, you'll also affected by debt problems of the couple. For example, you have joined in order to save money aside for future investment. Throughout the couple comply with the rules that have been defined together, no matter if you have to share the burden it. But once the couple did not comply with the budget, immediately scolded and reminded that you are also burdened because ulahnya.

If necessary, ask the reason why he was back in debt again. Then try to remind the more actively involved in her life. For example, if the reason he was swiping a credit card because it can never say no to hanging out. Maybe it's time you come hang out with the him and his friends. If the reason he could not resist spending, limit the travel schedule to the mall. Or the couple can not say 'no' to friends who owe him. That way you can act as a reminder and a spokesman for the couple could not say "no".

Or sometimes you engage in hobbies or traveling show, so you can always remind him to comply with the principles that have been created together. Do not hesitate to engage with the side of the life he previously did not you touch. Once again, this is a problem with you and your partner.

Resolve Debt
When the couple were in debt, as a good partner you also have to be rational to settle the debts he had. Do not always blame or wash your hands because the debt was not for your purposes. But find out the reason why he owes and think that the debt needs to be resolved so as not to accumulate in the future.

In order not mounting, assured the couple that the debt must be repaid to the bottom. Do not just pay the minimum payment. For example, the minimum payment was 600 thousand, it should pay 650 thousand. That way the debt principal is also slowly decreased and was not impressed at the way the place. If budget allows, pay the debt repayments as well.

Also prioritize spending to cover the debt. If possible finish all the installments as scheduled. If it is not possible or too large debt repayments, then prioritize the largest debt repayments. By completing the most debt will further reduce the burden of expenditure.

And do not ever make a new debt to cover old debts. This will make a couple more consumption and debt to trivialize this issue. If you need to sell assets that can be sold quickly. Maybe it sounds dear, but it will be a valuable lesson for the him. That before starting the habit in debt, which must consider the risk of losing assets ?

Lifestyle Change
Most people who have a lot of consumer debt, having the wrong lifestyle. For example, couples prefer to shop at exclusive boutiques in department stores than with masalnya products. Or more like hanging out in cafes than to week end at home.

If it were so, try to discipline the bad habits. But that does not mean we are trying to remove the extreme habit. First, let him take himself what he had done. And show by your calculation that the habit will hurt your future plans together. For example, the two of you plan to buy a home will be the longer materialize, or children's education costs will also trimmed, the risk of losing assets, danseterusnya.

It is expected that it would arise the awareness of her. If we play forbid what is clearly wrong according to us, which happened exactly the stealth he owed, and we secretly paid. If you have this, even so a vicious circle only. Was never completed.


Credit Card Wisely with
Often the debt problem caused by the twisting credit card use is not wise. Before that happens, we need to know the principle of using credit cards wisely. Here are some principles of the use of credit cards should be instilled in our minds.
- The credit card is not a substitute for cash instruments, but he is only one facility for purposes that do not pay too covers cash in the wallet.
- Credit cards are also not necessarily be taken anywhere because it will make us easy to use.
- We recommend that you use only a credit card to pay for things that are very important, as if there is a need to travel suddenly, there was a sick family member or an accident, and so on.
- Complete the installment as soon as possible and do not delay because the credit card interest rate will also continue to grow.
- Do not be tempted ongoing promo! As a special discount which was held at the department store or restaurant. Although the impression can be much more expensive, but it will make us a consumptive

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Ideal Distance of Candidate Wife Age

Tips and Trick for Domesticity. CHIC SURVEY conducted on 50 men aged 25 to 35 years showed that 65 percent of men chose women aged younger than 5 years to become partners. Meanwhile, as many as 25 percent of men chose women aged 2-3 years younger as a couple. The rest, choosing women 10 years of age and younger.

What is the reason for them? The men who choose younger partners five years gives three reasons for their choices, namely:
1. Maturity
Some of these men consider women's psychological growth three years earlier, so they tend to choose a partner who was five years younger. The men hoped to older age of five years, they could become a more mature figure than his partner, both in the way of thinking and behavior. That way, they can protect their partner and become a reliable figure.

2. More Steady
Financially important factor concerns the men. These factors sometimes be the cause of their reluctance to commit. They consider the age of the much older make their careers have been in position compared with the more established partner. The assumption, if they have pioneered a career, a new partner started up the career world.

3. Not Selfish
The age difference is not too close to him could be more wisely. No longer simply concerned with the ego per se, but rather rely on compromise and a cold mind to solve every problem. These men regard the five-year age difference they might make a good listener and be responsive to the couple desires.

Meanwhile, men who choose younger partners 2-3 years, consider the following two things:
Not Too Far
Two to three years is the appropriate age range for some men. Because, with the age difference is not too far away, they do not feel old self and different world. Experience life partner would not be much different from them because the couple and himself in the same generation.

No Communication Gap
According to men, the age difference is not too far away to make communication between him and his partner will run smoothly. Everything can be discussed together in one frame. Likewise when facing domestic problems, he and his partner can speak the same language, so little chance of misunderstanding.

What about men who choose a partner's age ? They assume, with the same age they will more easily understand each other because it is in the same milieu. In addition, the relationship age also makes him and his partner looked very compact as a friend. Because, usually the couple's age have the same interests.

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How to Get Mr. Wonderful Easily

Tips and Trick for Domesticity. Not easy for many women to get a good man. Conversely, frankly, is not easy for him to get a good woman. Here are the perspective to help the women on the threshold of frustration, which wanted to find a good man who until now have not managed to get. Here's the steps !

1. So Myself
When I first meet someone, you may be tempted to become someone other than yourself, such as trying to look my best. It is not wrong to want to give a good impression, but if excessive might make him retreat.

2. Got a Life Alone
Forced relationships, dramatic, and the possessive is often an expression of feeling in desperate need of a man in your life. Instead, follow your target, develop interests and hobbies, have an interesting life, do the things that bring you out of the circle routine. And do not be excessive. Gradually learn to build a network of friends, so that your date is not the only person in your life.

3. Relax & Relax
Most men do not like her aggressive, possessive, wild, spoiled and others. Learn more relaxed and have fun. So, watch your behavior. When it comes to dating the woman who makes life more difficult, would make him not interested. If you do everything with sincerity, he would appreciate it. Remember, most men, especially the good, looking for someone who can make him comfortable, not that always made him upset and want to be angry.

4. Recognizing Differences Communication
Men often can not catch a vague message that sent a woman through her body language. Do not blame him, because that guy. Body language vaguely like a smile that makes him not sure, if you really liked him. They can not assume, a smile means you're attracted to him.

5. Mental health and interests
Psychological studies show, anyone looking for a partner to fill a psychological void. Sometimes this gap is not healthy, for example, a woman just looking for a man just to tease and feel needed. See yourself and ask why it wants him, be honest with ourselves. Women with problems will only attract men who are also problematic, and good men and true who do not want to have a spouse who has a bigger problem from it. If you want a healthy relationship with a real man, make sure the mental state and your interest is also healthy.

6. Do not push
No one liked being played. Playing means to deceive and hurt people who believe in you. Do not play with feeling. A good guy will respect, even after you. If you are not serious, just to make a good man to leave you. If you loved the man, do not act as if nothing like it. Say it plainly. There was a man who likes challenges, but good men will appreciate yourself and your expectations, and will continue to go if forced to. Remember, men communicate directly.

7. Better treatment
This is the most important thing! Men do not like being with a woman who despised him, and good men will not take long to leave a woman like this. So, do not be afraid to help him raise his prices. Men just like women, often feel insecure. If he was with his friends or family, you show respect and be proud of him. Believe me, you'll win the love and respect.

8. Praise, But Do not Overload
Good men are not desperate in finding a woman. They were happy to see women who are also good. Good men will appreciate the compliment on the appeal he has. After all, do not do it in a way excessive. If he was not attracted to you, do not be desperate because the more you're desperate, he will get no interest. Instead, be yourself.

9. Respect yourself
If you say no, he should stop. Jika ia tak berhenti, sebaiknya tinggalkan. Do not hesitate to say 'no'. Do not be against your morals to try to defend it. If you feel the need to leave, meaning he was not a good man or appropriate for you specifically. You also should not hesitate to say 'yes'. If you feel the time is right, believe in luck, be sure your dream man will appear.

10. Follow the Golden Rule
This means that your rules apply to others, including him, to himself. A real man must have noticed this, but they did not say it. Treat her with respect and appreciation. Who knows, if he knows you want a good man, true, and not have children, there may be among those who meet the criteria and introduce myself to you.

11. Do not be possessive
This means, do not show the date that you always wanted to be near him. Men need space and do not want you to follow them wherever they go, because you also have their own lives.

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Arguing With Your Spouse ? Hold your emotions !

Tips and Trick for Domesticity. Arguing with a spouse can be the inevitable in everyday life. How to fight not continue? The following is some of tips.


1. When couples angry: pause. It does not sound easy. So try to take a deep breath. Then consider why the couple can get angry, what made the situation grim. What is done is necessarily affect what would you say to the couple. Your emotions are more controlled.

2. When we are angry or annoyed with your partner, before he knows we are angry, had a moment of silence. Think again if the anger is worthy to be debated or should be forgotten.

3. Try doing some of these things, empathy, hugging, smiling, and do the things that be nice if the couple was angry. But if you are angry, remember the things that make you fall in love with the couple. Usually this can reduce our anger.

4. Once you and your partner no longer emotional, is a quiet chat. Decide whether the argument or anger that happens it needs to be discussed or not. Oh yes, these discussions should occur in a truly relaxed. The words that made no more high pitched. Try to understand each other's feelings to each other.

6. By doing the steps above, hopefully you and your partner to reduce bermarahan each other. Too bad because if we are too often emotional indulgence.

Good luck!

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Ways To take part Doubles

Tips and Trick for Domesticity. Many women who now play doubles. As housewives and career women. The problem that often arises is, difficult to balance these two tasks. Here are some tips for you.

1. Set Morning Routines
You should be disciplined and strict in regulating the morning routine for the whole family, including your child get used to. Get up before the kids wake up, do mild exercise such as yoga or moderate exercise and drinking a glass of hot coffee. Prepare clothes, shoes, uniforms, and your child's lunch the night before. In addition to avoiding panic, it also avoids debate with your children that sometimes feel not match your outfit chose. For breakfast, prepare a practical such as bread, cereal or instant noodle.

2. Daily Monitor children
If you work near the small school, there's nothing wrong drive her to school. Help her homework. If you have a maid, regularly communicate with him in order to know what activities and child development. Think of him as a friend who could be invited to the discussion. Jka little sick, you need to work together with her husband, particularly about the division of care tasks. If you do not have a maid, you can ask for help close relatives or neighbors who can be trusted to care for her. You can control the little things over the phone while in office.

3. Spend some time in the Night
Although tired after work, spend a little time for the little guy. Just do the little things like accompany them watch television, read a book or cook dinner together. Occasionally, on weekends invite them to dinner at a restaurant or on vacation out of town. Use the time together is to ask what activities and little experience. For example, "Earlier learn anything in school?" or "fun camp activities, what?"

4. Communication With Husband
Although busy working and taking care of children, do not let you forget the husband. He also needs your attention, you know. There are some activities you can do with a husband, for example, watch television, eat lunch or dinner together and email each other at work. To be successful alone with her husband at home, should tidurkan first child so you both can talk more freely or having sex. To maintain the flame of romance between you and your husband, there's no harm in you both set a date as romantic as going out first. In order to not get 'interference' from the little, you can leave him with a parent or left at home under the supervision of your servants.

5. Do not Let The Expense
Busy taking care of household jobs and jobs as career women often make you stressed and depressed. Stress is unavoidable, but can be reduced. Confident and happy with what you have achieved. What is important, enjoy your role as a mother who could see your children grow and develop. Moreover, in doing the job, do not ever make your dual role as a 'shield' or a reason. Little sick, should not be a reason so you can take leave. If your child is sick, let's say if you do need time off, no-frills sick child.

6. Simplify Schedule
Arrange daily schedule that includes household activities and work and try to obey. Not only applies to activities of everyday homes, this simplification also applies to your grooming routine. If your time in the morning mepet, avoid the use of make-up that takes a long time, like mascara. In addition membubuhkannya hard, you also will have a hard time cleaning it. Choose make-up of simple and practical. In addition, you also need to arrange the schedule associated with your work. If you usually have a bad habit of delaying the work, immediately eliminate those bad habits. The sooner you do the task from the boss, the better.

7. Communication With the Little Master
Communication with each teacher who teaches your child or the guardian class will help you learn to recognize the development of education and little character. If you have trouble teaching a little thing on, such as homework, you can ask for advice to teachers.

8. Involved in the Child and Husband
Get involved in their activities. For little, you can join the parents association at her school. This is one of the means to supervise and monitor the activities of the child. As for the husband, it could not hurt your husband to accept invitations to attend events attended by colleagues. Because you need to know with whom your husband be working.

9. Use sophisticated technology
To have your life more easily and regularly, do not hesitate to use the technology, ranging from communication devices such as mobile phones to household equipment like washing machines, microwave, and a rice cooker. If you miss with your friends and do not have time to meet with them, why not call or send SMS their course. Spend a little time, at lunch for example, to call your friends or sending electronic mail (email). As a variation, also send an electronic greeting card (egreeting) when they berulangtahun.

10. Relax
You need to relax and do fun things to yourself. For the time, you can adjust the daily schedule. Read a novel or magazine, sit on the couch while snacking, listening to music or watching your favorite movies are some alternatives. If you do not have time to do it, the bathroom can be a fun place to ourselves. Soaking in warm water, luluran, maskeran, and creambath can be a fun activity. Alternatively, just take the whole family for a vacation on the weekend. If you and your family watching hobby, select the appropriate film for all ages.

11. For Task
This is the most important thing. In order for a loss you can not do a dual role, should divide the chores for all your family members, especially husbands. For example, if you serve the kids go to school, ask your husband to pay the phone bill and electricity to the bank. In order to run smoothly, you need to make a deal with the husband about what tasks you have to do both.

If at any time you or your husband can not do 'job' because there are unexpected needs, immediately say that the solution can be found. Do the same thing for your baby. Teach him a daily schedule to teach him discipline. Familiarize your child to do activities they can do themselves, such as combing hair, dressing, or tying shoelaces.

12. Be Glad with Your Fun
Quite often your dual role raises questions of perception and the people around you, including parents and friends. For example, your mother commented, "You better not work anymore enggak to have time to ngurusin children and husband." Your mother's statement may make you feel guilty because it was true. But should you throw away those feelings.

Although your parents are people who are experienced in raising you, but they do not know how exactly your life. Remember, you have the right to determine your life path. But if the feeling 'guilty' is actually coming from you, for example, you feel less family support, try to make some changes. Simplify your daily schedule, reduce or switch off the profession. Be sure that you do for the sake of your family and not to please others

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10 Reasons Women Cheating

Tips and Trick for Domesticity. Generally, women's affairs is not due simply idle. There are several reasons that made them decide to do this.

1. Revenge
If you betray her love, she could do, even better than you. Even if get caught by you, maybe he purposely. Each woman's got her own way in the face of her lover committed adultery and heartbreak he felt. He could do it discreetly behind you, can also accidentally "show off".

2. Ordering umpteenth
Like a lover, she's always wanted to be number one in your life. Not number two, let alone the next numbers. He was the priority and the queen in your heart.

3. Violence
Today, many women are increasingly aware of the importance of respect for himself, one of them by being firm when her partner violence (mostly physically) to him. Maybe at first he would try to survive, but when you come back to repeat your actions, they will leave you. They believe, there are many other men who can appreciate it much better than you.

4. Vapid
Women like things that detail, such as birthday day, day so you both, or some other special things. Be careful when you consider all this as trivial, especially when it's over he always take care of all needs and willing to sacrifice for you. If you never appreciate what he has done for you and ignore the things he considered important, be prepared for a big fight.

5. Sex
Although you are rich and always gave her full attention, dissatisfaction in sexual matters can not be ignored. This is dangerous for a marriage. Therefore, immediately find a solution.

6. Backup
When the end of love, women are generally more "suffering" to face the days long before he rose again. Therefore, when he saw signs that the relationship can not be maintained lived longer and will soon be over, could he start looking for your replacement. So, if you really love her, fix your relationship immediately.

7. Men problematic
That is, a lot of things around you that make your partner feel "hot" and follow to "burden" it. Because, in addition to a relationship with him that would not get out of trouble, you'll still have to deal with your ex-lover who continue to "terrorize", a family who is always interfering in your affairs, not to mention behavior that friends put you in the matter. Be more complete "suffering" if you include the child my mother. Instead of giving attention and affection to share with your lover, your self busy.

8. Relations in the road
Generally, when a relationship with her partner, women want a committed relationship leading to marriage. If the relationship has endured for so long, but there was no improvement to the next level, they will think you do not want this relationship to continue. So, why should you wait longer?

9. Bored
This one thing could come because she caught a routine at home or the relationship that you live with it boring for him because you do not give him the attention he had hoped and more of your time spent on other things rather than with him. In fact, women like surprises and always wanted to be special.

10. Relationship is not as serious as expected
At first you may indeed like living relationship with him, but you do not enjoy and do not feel like attached to him. No wonder if you're still trying to "glance" here and there, when he was devoting all his feelings to you

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